Education Planning

  • Choosing the Right Account

    We guide you in selecting the account type that best fits your family’s needs, whether that’s a 529 plan, custodial account, or another option. The right structure ensures your savings are working efficiently and aligned with your long-term education goals.

    Close-up of a smiling toddler with dark hair, big eyes, and a tongue slightly sticking out, wearing a sleeveless shirt.

  • Projecting Future Costs

    We help you anticipate the rising costs of education by projecting future expenses and mapping out how much you’ll need to save. This forward-looking approach provides clarity and helps you stay on track to meet your goals with confidence

    Bar graph showing Kelly's projected education costs from 2029 to 2032. The costs increase each year, with a funded amount rising from about 30k to 35k and a shortfall remaining each year.

  • Maximizing Tax Efficiency

    Education savings should work as hard as possible for you. We build strategies that take full advantage of available tax benefits and growth opportunities, allowing you to stretch your dollars further while keeping more of what you save. The less you pay, the more you keep.

    A desk with a black surface holding a cup of black coffee, a pen, a yellow calculator, a check or receipt, an IRS tax form, and a tax booklet.
Schedule Initial Consultation